Introduction
Money is one of the greatest insecurities of human life. Whether one admits it or not, financial worries often sit at the heart of our anxieties- rent to be paid, education to be funded, a future to be secured, EMIs, upkeep of old parents, medical emergencies, etc. Even the wealthiest fear loss, while those with less are troubled by survival.
Scriptures remind us that material wealth is not the goal of human life, but a stepping stone towards evolution. It is not an end in itself but an essential support for dharma, family responsibilities, and inner growth. Its inclusion as one of the 4 Purusharthas (Artha) reveals that without wealth, human potential cannot be fully explored. This is because spiritual evolution requires a fertile heart, one that is fulfilled, and free from the sense of deprivation or lack.
Pure wealth is a form of Lakshmi that embodies abundance and peace. Wealth that brings worries, fear and problems come from sources where Dharma is not predominant. For an example- Companies that prioritize profits over welfare and truth carry the aforesaid vibration. Money received from such companies usually vanish into thin air, leaving one feeling impecunious.
In the spiritual paralance, every material attribute has a corresponding deity. Now, whether it be opulence represented by Lakshmi Devi or misfortune represented by Jyeshta (Alakshmi) Devi- these deities carry the specific vibrations that they are associated with.
The ancient wisdom of Yantras becomes a guiding light. A Yantra is not just sacred geometry on metal or birch bark; it is a living channel of divine energy. For those who seek the blessings of Goddess Lakshmi and the removal of karmic blockages around money, Yantras offer powerful spiritual technology. They are the medium through which intention meets cosmic order, transforming insecurity into abundance.
We shall now look at top 5 Yantras to attract wealth and how each yantra differs from one another. This blog article shall help you decide which yantra suits your requirements.
1. Shri Kanakadhara Yantra
The Kanakadhara Yantra draws its inspiration from the Kanakadhara Stotram, composed by Adi Shankaracharya. “Kanaka” means gold, and “Dhara” means stream.
The Pastime of the Kanakadhara Mantra
Sri Adi Shankaracharya, as a young boy, lived in extreme poverty with his widowed mother. One day, as part of his daily observances, he went door to door seeking alms. This was customary for brahmacharis to uphold their duties (as a celibate student).
At one house, Sri Shankara knocked, asking softly for bhiksha (alms). An old woman opened the door. She was desperately poor, her household bare, her cupboards empty. She wanted to offer something, for in her heart she could not send a young boy away empty-handed. Searching her kitchen, she found only a single amla (gooseberry) fruit, the very last morsel in her house.
With hesitation but immense humility, she placed it in Sri Shankaracharya’s hands. Though it was the only food left for her family, her instinct of giving (dāna bhāva) overpowered her need.
Seeing her generosity despite abject poverty, Sri Adishankara was overwhelmed. He realized that such pure-hearted giving could not go unanswered by the Divine. Right there, standing before her hut, he closed his eyes and composed a hymn in praise of Goddess Lakshmi. We know this powerful hymn as the Kanakadhara Stotram today.
The hymn was so potent, so filled with compassion and devotion of the great Acharya, that it invoked Goddess Mahalakshmi herself. She appeared in Her full glory, radiant and golden, showering blessings. She asked Sri Shankara why he had called upon her.
He explained the plight of the woman who gave her last fruit with such devotion. Moved by his words and the woman’s purity of heart, Lakshmi Devi manifested a miracle: A rain of golden amlas (gooseberries) showered into the poor woman’s house, ending her poverty forever.
This event is remembered as the origin of the Kanakadhara Stotram. It was the divine current of abundance unlocked by selfless giving and Sri Adishankara’s compassionate invocation.
This pastime shows that wealth flows not merely through effort but through the grace of the Divine. It reveals that Goddess Lakshmi is not a distant deity, but as a compassionate Mother who is moved by the suffering of her children.
The Kanakadhara Yantra embodies this aspect of Devi. When the stotram is recited in front of an energized Kanakadhara Yantram it produces desired results. This yantra is revered as it possesses the compassion of the great acharya, selflessness of the devotee, and direct divine intervention of the Mother Goddess.
Benefits of Shri Kanakadhara Yantra
- Removes long-standing poverty or scarcity in the household.
- Brings support from kind people.
- Enhances consistent cash flow
- Multiplies existing wealth/savings.
2. Shri Mahalakshmi Yantra
As the name suggests, this yantra invokes the Great Goddess Lakshmi- Mahalakshmi. She is the eternal consort of Lord Mahavishnu and ever gracious to Her devotees.
Sri Lakshmi’s Appearance Pastime
Indra’s Arrogance and the Curse
Once, Indra, the king of the Devas was seated on his royal elephant, Airavata. Sage Durvasa, known for his fiery temper and divine insight, approached him and offered a garland of sacred flowers, infused with divine energy of Goddess Lakshmi. Intoxicated by power, Indra placed it on Airavata’s head. The elephant threw it to the ground and trampled it.
Durvasa, offended by this disrespect, cursed Indra: “You have insulted divine grace. May your power, fortune, and kingdom be lost!”
As a result, Sri Lakshmi, the Goddess of Fortune, withdrew from the devas. Without her presence, they lost their strength, radiance, and prosperity. Their enemies, the asuras, quickly gained the upper hand.
The Churning of the Ocean (Samudra Manthan)
The devas, weakened, sought refuge in Lord Vishnu. He advised them to make peace with the asuras temporarily and churn the Kshira Sagara (ocean of milk) to obtain amrita (nectar of immortality). Many treasures emerged from the churning, including celestial gems, the moon, Kamadhenu (the wish-fulfilling cow), Airavata itself, and finally Sri Lakshmi Herself arose, radiant, seated on a lotus.
When Lakshmi Devi appeared, all the gods and sages stood in awe, praying for her blessings. The Goddess garlanded Lord Vishnu and took pity on the Devatas who had surrendered unto Her Lord.
Then, turning to Indra, she restored his lost fortune:
Symbolic Meaning of Sri Lakshmi’s Pastime
Lakshmi Devi blessed Indra as the guardian of dharma. Indra would retain his kingship only when humility and respect for divine grace take precedence. She does not grace those addicted to sense enjoyment as it pushes one into the mode of ignorance, oblivious of the role of Sri Hari and Devi Lakshmi.
Her withdrawal showed that wealth and power abandon arrogance and disrespect.
Benefits of Shri Mahalakshmi Yantra
- Does not allow exploitation, provides merits for sincere effort.
- Grants position and authority to the worthy devotees.
- Removes financial instability.
- Brings grace for luxury, comforts, and domestic abundance.
- Favours humble devotees and sustains them for life.
- Creates a magnetic aura of prosperity in the home.
The Mahalakshmi Yantra is often placed in puja rooms or at business altars. Its power lies not only in increasing money but also in creating a sattvic (pure, harmonious) environment where wealth is used wisely. Its power increases manifold when worshipped with Lord Vishnu’s Yantra. Humility and Surrender unto Lord Narayana is the key to activating the complete potency of this divine Yantra.
3. Shri Yantra
The Shri Yantra, also known as the Sri Chakra, is the queen of all Yantras and one of the most powerful geometries in spiritual tradition. It embodies the cosmos itself, representing both material and spiritual abundance. It is composed of interlocking triangles radiating from a central bindu, it symbolizes the union of Shiva and Shakti. Since the yantra is called Shri Yantram it is also attributed to Goddess Lakshmi alongside Goddess Lalitha Tripurasundari the primary deity of the Shri Vidya Tradition.
The 9 Avarnas of the Shri Yantras have different significance based on the tradition and stream of faith. However, the fourteen triangles (chaturdaśa trikona) called Sarva Saubhāgya Dāyaka Chakra, are the bestower of all prosperity and auspiciousness.
These are said to preside over fourteen principle channels of vital forces (nāḍīs) in the human body corresponding with fourteen powers Sarva Saṅkṣobhiṇī and others. So worshipping this āvaraṇa doesn’t just bless external fortune. Instead, it harmonizes your inner vital forces (prāṇa) with the cosmic śakti.
For devotees pursuing spirituality, invoking the 4th āvaraṇa of the Śrī Yantra allows the consciousness of the devotee to ascend the 14 realms and enter into the divine abode of Devī. This is the greatest fortune (Saubhāgya) of a jīva pursuing spirituality.
Benefits of Shri Yantra
- Considered the highest instrument for attracting wealth and fortune.
- Opens higher dimensions of prosperity: dhana (wealth), dhanya (food), and sampatti (resources).
- Aligns the worshipper with both worldly and spiritual fulfillment, removing inner poverty.
- Removes inner blockages in accepting/ earning money.
- For spiritual aspirants, all material needs are taken care of by Devi.
4. Swarnakarshana Bhairav Yantra
For seekers who place their deepest faith in Lord Shiva and who feel more aligned with Shiva Yantras than with Shakta or Vaishnava traditions, the Swarnākarṣaṇa Bhairava Yantra stands out as a unique and powerful tool.
The Lakshmi Devi-centric Yantras/ Shri Yantra of Goddess Lalitha have softer, more maternal currents. Their vibration is associated with water as in flow, and thus work towards nourishing the individual. However, Shri Swarnakarshana Bhairava who is closely associated with the fire element burns financial blocks/debts. It transforms the individual auric field. The yantram works wonders when one is willing to work on oneself and uplift one’s consciousness. Thus, this yantra functions in a different manner.
Swarnākarṣaṇa Bhairava embodies the golden aspect of Lord Shiva himself. He is fierce yet benevolent, protective and wealth-bestowing.
Bhairava is none other than a form of Shiva, and in this manifestation He channels the energy of “akarṣaṇa,” attraction, specifically towards svarṇa, or gold.
This does not mean literal gold or riches. Swarna means gold and akarshana means Attraction. However, this is a gross interpretation of the deity. Although it is within the scope of the deity to manifest the literal meaning of His name, the power of this magnificent form of Bhairava is unlocked when we approach Him in the mode of Sadhana.
Gold is one of the most precious metals and so is Brahman in the cosmic play of creation. If Brahman is not present, nothing exists. Swarnakarshana Bhairava pulls (attracts) the sadhaka to the Brahma Tattva. This benign form pulls one from Avidya and initiates our journey from ignorance to truth.
Metaphorically, swarna refers to the finer aspects of gold with reference to the soul. Just like how gold is honored for its purity, a person starts getting interested in discussions related to purity, and refinement of character. The malleability of gold is compared to the receptivity of a seeker.
For the devotee who bows only at the feet of Mahadeva, worship of this Yantra allows them to remain true to their ishta-devata (chosen deity) while still drawing in the blessings of wealth and fortune that are often sought through other vedic deities. It is important that the focus should remain on Lord Shiva in the mode of worship rather than approaching the deity purely for material outcomes.
When done with purity of intention and purpose, the Yantra harmonizes the seeker’s karmic obstacles around prosperity, removes hidden blockages, and generates a field of radiant energy that naturally attracts resources and support. Because Bhairava is the guardian of time and the fierce dissolver of negativity, this Yantra not only calls in wealth but also protects it from loss, envy, or misuse. Swarnakarshana Bhairava shall personally protect His devotee.
To meditate upon the Swarnākarṣaṇa Bhairava Yantra is to align oneself with Shiva’s golden current, abundance that comes with strength, courage, and fearlessness. For devoted householders, it brings steady financial growth; for spiritual aspirants, it ensures that material worries do not obstruct higher sādhana.
In this way, those who honor only Shiva need not turn elsewhere for prosperity, for Swarnākarṣaṇa Bhairava Himself grants the wealth that sustains dharma, family, and spiritual progress.
Swarnākarṣaṇa Bhairava Yantra embodies His divine golden form with four arms. Possessing three eyes, clad in yellow garments, and holding a vessel overflowing with inexhaustible gold and jewels (Akshaypatra), he bestows sincere worshippers with all prosperity. He is said to have blessed Kubera with Navnidhi (9 treasures).
Significance:
- Attracts gold, wealth, and sudden fortune with speed and intensity.
- Removes hidden enemies, negative energies, and financial curses.
- Grants courage and sharpness in business decisions.
- Ensures rightful share in wealth and inheritance
- Attracts gains, gifts, or relief from financial stagnation.
This Yantra is not for casual use. It is a remedy for those facing stubborn financial misfortunes, debts, or obstacles that conventional efforts cannot remove. It must be installed with care, ideally under Guru guidance, as it channels powerful tantric currents.
5. Dhan Prapti Yantra (with Ganesh Yantra inclusion)
“Dhan Prapti” literally means “attainment of wealth.” It employs the power of numbers to attract wealth and stabilize the financial crisis. This Yantra is especially effective for professionals, entrepreneurs, and householders who want steady financial growth.
The Shri Lakshmi Bisa Yantra also known as Dhan Prapti Yantra is an effective remedy that employs Tantrik power of Numbers when placed in a grid of a particular structure. This Yantra has 3 as its central number.
- Jupiter’s Number (Bṛhaspati / Guru):
In Vedic numerology, the number 3 is governed by Jupiter which is the planet of wisdom, divine blessings, and expansive growth. Shri Brihaspati is called Devaguru (teacher of the gods), symbolizing not just intellectual knowledge but also the capacity to guide wealth into dharmic channels. When 3 energy is strong, wealth expands in a way that nourishes family, society, and spiritual life.
As the significator of children, marriage, and lineage, Jupiter brings joyful family life supported by wealth. The number 3 in the yantra ensures that prosperity is shared, nurturing harmony rather than causing disputes.
The Lakshmi Bisa Yantra embodies the energy of Acharyas, the Guru Parampara and the Guru who energizes the Yantra. This Yantra focuses on spiritual blessings, indicated by the number 3 to amplify wealth.
Its position in the center highlights that all avenues of wealth come to light due to the Guru’s grace, opening doors to higher learning, guidance, and divine blessings.
Such blessings often manifest as timely help, removal of obstacles, and financial upliftment. Brihaspati is a benefic planet. The number 3 in the yantra ensures that prosperity comes with joy, generosity, and contentment, not greed or fear of loss.
The Lakshmi Bisa Yantra prevents people from indulging in risky ventures, and accruing financial losses due to selfish interests. It seeks to multiply opportunities, resources, and influence that are ethical and meaningful.
This Yantra increases joy and artistic expression.
The Trinity Principle:
In dharmic symbolism, 3 resonates with the Trimūrti (Brahmā–Viṣṇu–Śiva). In the Lakshmi Bisa Yantra it represents assurance of wealth in the three stages of life-
Sri Brahmā represents creation, or the preliminary student stage (brahmacharya). In this phase, wealth is not measured in money but in knowledge, discipline, and the cultivation of skills that lay the foundation for future prosperity.
Sri Viṣṇu symbolizes sustenance, the long phase of family duties and responsibilities known as gṛhastha. Here, wealth expands into its fullest role , providing food, shelter, security, education, and comfort for one’s family, while also enabling charity and the support of society. The blessings of Lakshmi in this stage ensure not only financial stability but also harmony, joy, and respect within the household.
Lord Śiva reflects dissolution or completion, when major responsibilities are fulfilled, leading to the state of vānaprastha (retirement or withdrawal). In this phase, wealth transforms from active accumulation into resources that support peace, health, spiritual reflection, and freedom from worldly anxieties.
The Lakshmi Bisa Yantra covers all these aspects at the right time for a devotee.
A fourth state, sannyāsa (renunciation), is beyond the scope of this yantra, for in that stage wealth and prosperity are no longer sought or required. The yantra thus holds tangible value only for those engaged with material life, where prosperity can support dharma and worldly duties.
The number also indicates fulfillment at all the 3 levels of the mind- conscious, subconscious and unconscious mind.
The absence of 6 in the Lakshmi Bisa Yantra
The absence of 6 in the Lakshmi Bisa Yantra is intentional. While the number 6 is linked with luxury, beauty, and Venusian prosperity, its vibration is tied to fleeting pleasures. Beauty fades, luxury has a threshold, and beyond a point it ceases to bring fulfillment. It may provide comfort, but not lasting happiness.
The Lakshmi Bisa Yantra, however, is designed to channel the qualities of the number 3, enduring joy, steady abundance, and growth rooted in wisdom. Rather than encouraging dependence on luck or indulgence in temporary pleasures, it strengthens perseverance, supports sustained effort, and attracts prosperity that endures through time.
Benefits of Dhan Prapti Yantra
- Ideal for people who seek to earn wealth through honest work and truth
- Creates dharmically aligned outlets for earning wealth
- Ideal for those beginning new ventures or seeking stability in income.
- Great for people who also seek overall welfare of the family
Role of Shri Ganesh Yantra along with Wealth Yantras
Until now we discussed the top 5 wealth attracting Yantras. When they are made on Bhojpatra and energized by a guru for your specific purpose, it starts responding. It is very important that wealth and knowledge go hand in hand. Wealth without wisdom can lead to wastage of resources. Lack of wisdom can compel one to mindlessly squander wealth.
One may earn a fortune, but due to lack of wisdom and steadfastness everything may disappear overnight. Here is where Shri Ganesh Yantra is highly beneficial for those who experience lesser savings due to poor funds management.
It is wisdom that helps one sustain an opportunity that ultimately opens the gateways of prosperity. It enables us to speak the right things at the right time to the right people. Lord Ganesha is responsible for empowering an individual to perform without any obstacles. He is extolled as Shri Vighnaharta, the remover of obstacles.
Lord Ganesha’s energized yantras dissolve blockages caused by unseen karmic debts, ancestral issues, or psychological fears that stall progress. Worship of Ganesh Yantra clears the path, ensuring that prosperity can flow without hindrance. Together, the Dhan Prapti Yantra and Ganesh Yantra form a complete remedy: one draws wealth, and the other removes the roadblocks.