Kuber Mantra and Money
Disclaimer:
This Mantra should be only chanted if you are under someone who understands/practices and performed austerities and attained siddhi to a cetain level, in mantra sadhana, so that he shall be able to guide the chanter, in case adverse situations manifest because of sudden ignition of bad karma, as a result of chanting such powerful Mantras. This is very important, befor we commence this article.
Irrespective of your current/past monetary status, or the position of your planets, you can chant this mantra. So, the Lagna or Rashi of the person chanting the Kuber mantra becomes immaterial. Irrespective of the caste, creed or gender, anyone can chant the Kuber mantra.
It is safe for both men and women (under an adept Guru/instructor). Additionally, you consult your astrologer to recommend mantras to subside the effects of bad planetary positions. Chanting Kubera Mantra, along with other supporting astrological mantras for specific planets can boost your business or income, if at all there are bad planetary positions, affecting the circulation of money.
Many devotees specifically seek the kuber mantra for money, as it is considered one of the rarest spiritual practices that directly channels the blessings of Kubera Devata into financial abundance. When performed with faith, the mantra removes karmic blocks that stop wealth from flowing into one’s life and creates long-term stability rather than temporary gains.
However, chanting the wrong mantras or choosing a wrong planet for mantra chanting can bring adverse effects.
Most Powerful Kubera Mantra for Wealth
The Beeja mantra (बीज मंत्र) or “Seed mantra” is:
Om Shreeng Hreeng Kleeng Shreeng Kleeng Vitteswaraay namah
ओम् श्रीं ह्रीं क्लीं श्रीं क्लीं वित्तेश्वराय नमः
om śrīṃ hrīṃ klīṃ śrīṃ klīṃ vitteśvarāya namaḥ (Mantra to be chanted only by one’s Guru’s Instructions).
This seed sound is widely respected as a powerful kubera mantra for money, attracting not only material riches but also a sense of security in financial matters. The resonance of the bija syllables directly energizes the wealth channels in one’s karma, ensuring that the effort one puts into work, business, or trade is supported by divine grace.
Benefits of Chanting Kubera Mantra
- Brings Financial Stability for businessmen, householders and entrepreneurs.
- By chanting Kubera Mantras one can easily lead financial lives more smoothly and make the right decisions.
- Attracts Grace of Kubera Devata and blesses one with wealth, fame, and prosperity.
- The Best mantra for getting promotions and hikes in monthly/annual income.
- It controls All malefic astrological positions affecting monetary status.
- Your bank accounts shall never see dips. Instead, you’ll observe steady growth, if done properly and with proper dietary and habit restrictions.
- You can develop a very strong personality.
- The chanter of Kubera mantra shall gain a reputable position in society.
In a nutshell, praying to Kubera is the best method for financial stability and financial growth.
The kubera money mantra also inspires confidence in decision-making. This is not only about acquiring wealth but about handling wealth with responsibility. Many who adopt this practice report that their financial choices become clearer, reducing unnecessary risks and creating stable prosperity. Before we learn to Chant the Kubera Mantra, let us explore about a Powerful Invocation methodology using Kuber Yantram.
Sri Kuber Yantram – Light up your Home with Prosperity
What is the Sri Kuber Mantra-Equivalent Yantra?
Yantra as the visible mantra.
The Sri Kuber Yantram is the visual body of Kuber mantra, where sound (nāda) becomes form (rūpa). When you chant Om Yakṣa Rājāya Namaḥ or a Kuber beeja, your mind vibrates in a pattern; the yantra captures and stabilizes that pattern so it can keep working for you even when you’re not chanting.
In the Non-Vaishnava stream, Kuber is honored as independent Dhanādhipati (lord of wealth), custodian of treasures, and guardian of the northern quarter. The yantra anchors his qualities, steadiness, order, circulation of abundance, into your space and psyche.
Two complementary bodies of the same power.
Geometrical Sri Kuber Yantram (Lotus–Triangle–Bindu)
A protective bhūpura (square with T-gates) holds a lotus mandala with interlocked triangles (ṣaṭkoṇa) and a central bindu. The square filters turbulence; the lotus expands auspiciousness; the triangles unite human effort (up-triangle) and divine descent (down-triangle); the bindu concentrates Kuber’s presence.
Sri Kuber Sankhya Yantram (Number/Magic-Square Yantra)
A 3×3 magic square composed of 20–28 (nine consecutive values) arranged so every row, column, and diagonal totals 72. This numeric symmetry imprints rhythm, discipline, and predictable flow in wealth-karma. Mantra energizes the geometry; number logic regulates its expression in practical life. Used together, the two yantras form one complete system, inner magnetism + outer order.
Benefits of the Sri Kuber Yantram (Geometrical + Sankhya)
A living resonance, not decoration.
When installed with purity and enlivened by mantra, the yantra interacts with your karmic field. The Geometrical Yantra harmonizes subtle energy: it steadies emotions around money, dissolves scarcity-anxiety, and lifts confidence to make mature financial decisions. Practitioners often describe a calm “room tone” near the altar, meetings feel smoother, negotiations become balanced, and spending becomes intentional rather than impulsive.
Financial stabilization and disciplined growth (Sankhya Yantra).
The magic square’s constant 72 trains the mind toward order. Over weeks, the outward effects show up as regular inflows, fewer sudden leaks, better savings habits, and clearer accounting. Debts begin to reduce because the field stops oscillating; you naturally choose repayment and consolidation. Entrepreneurs notice steadier customer cadence and more reliable receivables.
Prosperity with dignity.
The pair of yantras doesn’t merely “attract money”; they cultivate dhārmic wealth, resources accompanied by gratitude, generosity, and responsibility. This is why devotees experience improvements in both opportunity (promotions, referrals, gifts) and capacity (focus, judgment, timing).
Festival synergy.
During Dhanteras, Diwali, Akṣaya Tṛtīyā, Sharad Pūrṇimā, and monthly vrata days, the yantra’s response is palpably stronger. A 40–90 day disciplined sādhana window often shows noticeable shifts: calmer handling of money, fewer emergencies, and a sense that abundance flows with less friction.
Structure of the Sri Kuber Yantram
Geometrical Yantra — Sacred Architecture
- Bhūpura (protective square): Four T-gates regulate ingress/egress of forces; it’s the boundary where disorder is filtered.
- Lotus (often 16 petals): Spread of prosperity in all directions; petals act as channels radiating mantra-charged prāṇa.
- Ṣaṭkoṇa (interlocked triangles):
- Up-triangle = aspiration, strategy, disciplined effort.
- Down-triangle = grace, protection, timely assistance.
Their union says: “Wealth grows when effort meets sanction.”
- Bindu (central point): The still core, Kuber’s point-presence, where attention rests and from where energy pulses outward. Around/within, specific seed-syllables are inscribed for Indra, Īśāna, guardians of quarters, etc., aligning the yantra to the cosmic grid.
Sankhya Yantra — The 3×3 Magic Square
Grid:
27 20 2522 24 2623 28 21
- Magic constant 72:
- Rows: 27+20+25=72; 22+24+26=72; 23+28+21=72
- Columns: 27+22+23=72; 20+24+28=72; 25+26+21=72
- Diagonals: 27+24+21=72; 25+24+23=72
- Why 24 in the center? In any 3×3 magic square, the center × 3 equals the magic constant, hence 24. Spiritually elegant for a Sāṅkhya frame, 24 tattvas (principles) of classical philosophy. The yantra’s heart states: “Let wealth rest on principled order.”
- Why 20–28? A contiguous nine-number band evokes time/sky cycles: 27 nakṣatras, 28 with Abhijit; 24 hours; 21 as completion (3×7); a band close to lunar periodicity, friendly to nakṣatra-based observances. The square quietly entrains the mind to cyclic steadiness rather than spikes and crashes.
Inner vs outer structure.
Geometry architects the subtle body (aura, chakras, attention). Numbers structure the outer game (accounts, timing, trade). Together they create a “prosperity circuit.”
Geometrical Significance — Energy, Aura, Chakras
From boundary to bindu (Geometrical Yantra).
Gaze moves inward: bhūpura → lotus → triangles → bindu. This trains attention from scattered desire to concentrated intent.
- Lotus ↔ Anāhata (heart): Expands gratitude and generosity, keys for sustainable wealth.
- Ṣaṭkoṇa ↔ Maṇipūra (solar plexus): Regulates willpower, ambition, and execution, wealth without burnout.
- Bindu ↔ Ajñā (brow): Clarity of vision and timing. The practitioner feels composed, perceptive, decisive.
Arithmetic prāṇa (Sankhya Yantra).
Numbers are vibrations. The constant 72 projects order into the aura. Mind learns to choose balance over extremes, creating fewer karmic “spikes” in spend/earn patterns. Meditation on the square (soft focus on the center 24, travel along rows/columns with breath) entrains calm, non-reactive money handling.
Dual-phase transmission.
Geometry charges the subtle body; numbers regulate the outer field. The pair minimizes leakage (unnecessary expenses), improves cadence (steady inflow), and enhances discernment (quality over quantity).
Mantras to Activate the Sri Kuber Yantram (with meaning)
Beeja Mantras (sound-seeds)
- ॐ ह्रीं श्रीं क्लीं श्रीकुबेराय नमः , Om Hrīm Śrīm Klīm Śrī-Kuberāya Namaḥ
Hrīm (divine power), Śrīm (prosperity), Klīm (magnetic attraction) invoke Kuber’s grace to attract and sustain wealth. - ॐ यक्षराजाय नमः , Om Yakṣa-Rājāya Namaḥ
Salutation to the King of Yakṣas, protector of treasures and righteous guardianship.
Gayatri Mantras (guiding light)
- ॐ धनाधिपतये च विद्महे वैश्रवणाय धीमहि तन्नो कुबेरः प्रचोदयात्॥
“May we know the Lord of Wealth, meditate on Vaiśravaṇa; may Kuber impel our understanding.” - ॐ यक्षपतये च विद्महे वैश्रवणाय धीमहि तन्नो कुबेरः प्रचोदयात्॥
Honors Kuber as Lord of Yakṣas, aligning mind with ethical stewardship.
Practice notes.
- Sankhya Yantra: Chant while tracing the rows/columns mentally; end each round at the center 24.
- Geometrical Yantra: Pour sound into the bindu, then feel it ripple through triangles and petals.
- Counts: 11/27/108 daily. Deeksha from Guru is recommended for depth and safety.
How We Prepare the Sri Kuber Yantram at yantrachants.com
Materials with mantra-memory.
- Bhojpatra (traditional bark leaf): naturally receptive, long-lasting.
- Pomegranate twig as stylus: sattvic, living fiber.
- Sacred inks: vermillion (maroon tone), sandalwood, kesar, aṣṭagandha; optionally Tulsi-infused water for sanctity.
Ritual sequence.
- Āvāhana (Lineage invocation): Guru invokes Shiva, Kuber, Dikpālas; space is sanctified.
- Geometrical drawing: Bhūpura, lotus, triangles, bindu drawn breath-synchronized with mantra, precision of angle/ratio is part of the sādhanā.
- Sankhya inscription: Numbers 20–28 are written in the exact magic-square order while chanting; the 72 constant is sealed with a brief nyāsa on the center 24.
- Prāṇa-pratiṣṭhā: Libations (tarpana), offerings (bali), continuous japa of beeja + Gāyatrī; the Guru “breathes” consciousness into the yantra.
- Resting & packing: Consecrated yantras are wrapped in a clean cloth, accompanied by simple installation guidance, no mass printing, every piece is a blessed unit.
Importance of a Self-Realized Guru
A realized Guru is a tuner. He aligns the yantra’s frequency with the seeker’s capacity so power doesn’t become agitation. Under his glance, the yantra stops being symbolic and becomes responsive. He also guards dharma: abundance without arrogance, generosity without leakage, growth without harm. Much of the yantra’s quick “response” reported by devotees is the silent work of Guru-tapas imprinted during prāṇa-pratiṣṭhā. The Guru teaches posture, breath, gaze, order of japa, and more importantly, the attitude: gratitude, accountability, and service.
Rare Observations in Practice (Festivals, Subtle Signs, Remedies)
- A light coolness or quiet joy near the altar; dreams of gifts, keys, coins, or protected vaults.
- Smoother talks around pricing, salary, dues; fewer confrontations; faster closures.
- Festival amplifiers: Dhanteras, Diwali night, Akṣaya Tṛtīyā, Sharad/Paush Pūrṇimā. Do a slightly longer japa, offer saffron-milk or white sweets, and perform a brief kṣamā-prārthanā (forgiveness) for past misuse of money.
- Remedy for leakage: Keep a small rice-filled kalasha near the yantra on Fridays; donate that rice monthly. It symbolically seals wasteful channels and circulates abundance.
Tantrika Significance of Kuber’s Form — Yantra as Astral Weapon
In tantra, wealth is sustained by order. Kuber’s yantras function as astra: they cut through vyaya (leakage), saṃmoha (confusion), and anavasthitā (instability).
- Sankhya Yantra arrests chaos by numeric law, like setting a metronome in a noisy hall.
- Geometrical Yantra projects a shield through the bhūpura and petals; the ṣaṭkoṇa binds effort and grace so wins don’t unravel.
The attraction of money then feels “clean”: timely clients, ethical profits, dignified promotions, prosperity that stays.
Frequently Asked Questions
Q1. What is the Sri Kuber Yantram and how does it work with the Sri Kuber Mantra?
It is the visual body of Kuber mantra. Regular japa attunes your mind to its geometry/number-order, stabilizing attention and bhāva.
Q2. How do I place it at home for best results?
On a dedicated, clean altar facing East (or North). Sit facing East, light a diya/incense, keep the surface uncluttered.
Q3. Which day is best to begin, and what is the minimum daily practice?
Start on Monday or during Pradosha. Do 11–108 repetitions of the two beeja mantras with a clear wealth/business saṅkalpa.
Q4. Do I need Guru Deeksha for the Sri Kuber Yantram?
Deeksha aligns and safeguards the process through lineage; still, sincere daily practice with purity is beneficial.
Q5. Who can keep the yantra? Any restrictions?
Anyone with śraddhā and sattva. Follow your family/paramparā norms; when unsure, keep it simple and dignified.
Q6. How long does it take to see results?
Karma and steadiness vary. Give yourself a 40–90 day disciplined window and review calmly.
Q7. Can I keep multiple yantras together with the Sri Kuber Yantram?
Yes, if intentions harmonize. Maintain spacing and visual calm; avoid contradictory goals on one altar.
Q8. How do I cleanse and re-energize the yantra regularly?
Gently dust/wipe, light a diya/dhūpa, and chant 11/27/108 of the beeja mantras. Use monthly vrata days or deity tithis for longer practice.
Q9. Where to place it in an office/shop; can I carry a kavach?
Keep near desk/cash box in a dignified spot. A pocket yantra/kavach may be carried respectfully.
Q10. What if the yantra fades, cracks, or is accidentally disrespected?
Retire it respectfully (wrap in cloth; bury/immerse as per local custom) and install a properly prepared yantra.
Q11. Do I need bilva or rudrākṣa for Śiva-centric practice?
Auspicious, not mandatory. Clean conduct and devotion remain primary.
Q12. How do I set a saṅkalpa for wealth/business without anxiety?
State it softly, then release it into practice. Let steadiness, gratitude, and right action carry it.
Q13. What unique power does the Sankhya (Number) Yantra hold?
Its 3×3 magic square (constant 72) imprints financial discipline and rhythmic inflow/outflow, excellent for business cash-flow.
Q14. Can I meditate directly on the numbers? How?
Yes. Soft-focus the center 24, trace rows/columns with breath, chant beeja, this entrains calm, ordered thinking.
Q15. Why is 24 at the center?
Because 3×24 = 72 (magic constant). Spiritually, it echoes Sāṅkhya’s 24 tattvas, wealth anchored in principles.
Q16. What’s the significance of using 20–28?
It’s a contiguous time-linked band: 27 nakṣatras (28 with Abhijit), 24 hours, 21 as completion, numbers friendly to auspicious timing.
Q17. How is the Geometrical Yantra different in effect?
It harmonizes aura/chakras, lotus (heart), triangles (will), bindu (clarity). It magnetizes opportunities and stabilizes emotions.
Q18. Which should I start with—Sankhya or Geometrical?
If finances feel chaotic, begin with Sankhya for order; if emotions around money feel anxious, start with Geometrical. Best is both together.
Q19. Does the yantra help with debts?
Yes, consistent japa plus Sankhya order reduces leakage and encourages disciplined repayment; opportunities for closure appear.
Q20. What offerings are simple yet effective?
Saffron-milk or white sweets on Fridays, a rice-kalasha monthly (then donate the rice), and a brief gratitude prayer after each win.
When and How to Chant Kubera Mantra?
Offer your respects to Kubera Devata, Lakshmi ji and Shri Ganeshji before you begin reciting the Beeja Mantras. For maximum benefits one should chant a few rounds (ideally 8 rounds) of Kuber mantra on Dhanteras (धनतेरस) day, on Narak Chaturdashi and Diwali day.
It is auspicious to chant Kubera Beej Mantra at Brahma Muhurta between 4:00 to 6:00 AM.
Use Lal Chandan Mala while chanting it. Ensure you don’t chant any other mantra on this mala. This is because, the deity, Kubera Devata resides in the Mala, if you chant the beej mantras sincerely.
Chanting other mantras on the same mala can slow down your process of attracting wealth. Ensure you recite the mantra loud and clear, in your prayer room, in a fixed spot.
Chanting 8 rounds of the Kuber mantra, regularly, for a minimum of 21 days, starting from Amavasya day, at a stretch, has the potency to grant all the legitimate desires of the chanter.
It is also said to increase the confidence of the chanter and shall light up the face of the chanter.A person regularly chanting this mantra is also said to possess a high status in society.
Many scriptures and Guru-paramparas highlight that the kuber mantra for wealth works best when accompanied by discipline in lifestyle and purity in thought. It is not just a formula for money but a spiritual alignment with the higher energies of prosperity, ensuring that the wealth you receive brings happiness instead of worry.
Supporting Vedic Mantras with Kubera Mantra
Chanting the Kuber mantra also pleases Devi Laxmi. So, Lakshmi mantras along with Kubera Mantra increases wealth. Also, Chanting Shiva mantras like “Om Namah Shivaya” along with separate chanting of the Kuber Mantra shall also grant many boons to the chanter.
Please keep in mind that chanting Kubera Mantra for fulfilling evil desires, or with the intention of causing harm to others will completely destroy your life. Keep your mind clean while chanting this mantra as it is very powerful.
If you have negative intentions, the mantra will result in unfathomable poverty.
So one should be careful and only wish good for others as you chant the mantra.
It shall benefit not only you, but the people around you, your family members and friends as well.
When done with pure intent, the kuber mantra for wealth and prosperity not only multiplies income but also ensures harmony at home and peace of mind. True prosperity is never just about bank balance—it is also about a stress-free life, joy in relationships, and spiritual satisfaction, all of which are naturally enhanced by this sacred chant.
Interesting Facts about Kubera Devata
Kuber Devata is the chief Treasurer of all Wealth. Hence, Dhanapati is another name, which means the Lord of Wealth. So, being the deity of wealth carries a pot or bag full of gold coins and adorned with heavy jewelry.
He has been given this position by Lord Vishnu. Kuber Devata is also known as Vitteswara (वित्तेश्वर) which means the Lord of “finance”. Mother Laxmi is the personification of Wealth and Prosperity.
But, the chief care-taker of Wealth is Kuber Devata. He represents the strength behind Wealth or Prosperity. We call it Money power in lay language. For many, the attraction lies in finding the most powerful kuber mantra that directly aligns with their personal karmic vibrations. While scriptures prescribe a few variants, what truly makes it “most powerful” is the sincerity of devotion, the blessings of a Guru, and the clean intention of the chanter.
Kubera Devata Family
Lord Kubera comes from the family tree of Lord Brahma. He is the son of Vishravas who is also the demon king Ravana’s father and Illavida. Kauberi (कौबेरी) is the eternal consort of Kubera. Devi Kauberi is also known as Yakshi, Bhadra and Charvi.
The married couple have 4 children.
3 sons are- Nalakubara, Manigriva, Mayuraja and a daughter called Meenakshi.
So Lord Kubera is also the half-brother of Ravana. Kubera owned the Pushpaka Vimana (the earliest aeroplanes known to mankind).
Later, Ravana defeated Kubera and forcibly took the aeroplane known as Pushpaka Viman from him.
Is Kubera a Yaksha or Devata?
Lord Kubera is also a Yaksha, a semi-divine being. He is a Devata because he possesses divine qualities like generosity, beauty, and calm nature. His speciality is that He possesses demoniac, powerful energies under His control.
However, he uses them for the welfare of His devotees and for society as a whole.
He equals the Devatas in His bodily beauty. Kubera is also the Lord of the Northern direction and therefore is also known as Dikpala (दिक्पाल).
The Money Buddha Form of Kubera
‘Kubera’ in Sanskrit means ill Shaped or deformed. So, bulky and short depictions share common portrayals, although he has a charming face. His complexion is similar to Lotus leaves. His body structure shows some deformities, like three legs, and only eight teeth.
Also, His left eye is yellow. Also, Kubera’s existence has mention in Buddhism.
The “Money Buddha” of the buddhist origins closely resembles Kuber Devata in his features. So, Keeping Money Buddha is an auspicious symbol or show-piece for your homes as well.
Kuber Devata is also understood to be a great devotee of Lord Shiva. By the grace of Lord Shiva that Kubera became the treasurer of all-wealth and prosperity.” declare some Puranas. Other versions claim that Lord Vishnu made Him the chief-care-taker of Lakshmi (Wealth).
When devotion meets discipline, abundance flows naturally. The Sri Kuber Yantra is not just a symbol of wealth—it is a sacred reminder to align with the higher order of prosperity, gratitude, and divine grace. If your heart calls to invite the blessings of Lord Kuber into your home or spiritual practice, you may connect with us personally.Contact s on WhatsApp @ +91-7417238880 or press the button below.
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